OKI Pay

pmt_oki_pay

OKI Pay is Okinawa Bank’s account-funded smartphone payment service for participating merchants and payment slips in Japan. Customers pay through a bank-linked app without loading a separate wallet balance; the bank will end payments and related Cotora transfers on 20 December 2026.

Use cases:
Initiation:
Users
68K
Markets
1
TPV
$5.2M
Transactions
181K

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

No PSP implementations have been mapped for this method yet.

Schemes

Compliance

Regulator
Bank of Japan

Standards