Users
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OKI Pay is Okinawa Bank’s account-funded smartphone payment service for participating merchants and payment slips in Japan. Customers pay through a bank-linked app without loading a separate wallet balance; the bank will end payments and related Cotora transfers on 20 December 2026.
Use cases:
Channels:
Initiation:
Markets
1TPV
$5.2MTransactions
181KEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
No PSP implementations have been mapped for this method yet.
Schemes
Compliance
Regulator
Bank of Japan



