nimoca

pmt_nimoca

nimoca is a rechargeable Japanese transport IC card that also works as electronic money at participating shops. A tap settles bus, rail or retail purchases from its stored balance, while nationwide interoperability connects the regional brand with other supported transport-card areas.

Use cases:
Initiation:
Users
989K
Markets
1
TPV
$64M
Transactions
24M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

No PSP implementations have been mapped for this method yet.

Schemes

Compliance

Regulator
Bank of Japan

Standards