nanaco

pmt_nanaco

nanaco is Japanese rechargeable electronic money available through a physical card and supported mobile services. Customers spend a prepaid balance at participating retailers and earn points, making it a retail-focused payment instrument rather than an issuer-provided credit line.

Use cases:
Initiation:
Users
9.9M
Markets
1
TPV
$653M
Transactions
66M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

No PSP implementations have been mapped for this method yet.

Schemes

Compliance

Regulator
Bank of Japan

Standards