Multibanco Reference lets Portuguese customers settle a bill or purchase using an entity code, payment reference and amount. The payer completes the bank-account payment through supported banking or ATM channels, so merchants receive payment without collecting card details online.
Multibanco Reference |
|---|
Multibanco Reference lets Portuguese customers settle a bill or purchase using an entity code, payment reference and amount. The payer completes the bank-account payment through supported banking or ATM channels, so merchants receive payment without collecting card details online.
Estimated Monthly Usage, Aurato Research, November 2026
Customers can initiate payments with barcodes or payment codes; refund support depends on the payment context. Merchants receive payment confirmation after a delay. Interoperability stays within the same scheme or payment rail.
Multibanco Reference |
|---|
Multibanco Reference lets Portuguese customers settle a bill or purchase using an entity code, payment reference and amount. The payer completes the bank-account payment through supported banking or ATM channels, so merchants receive payment without collecting card details online.
Estimated Monthly Usage, Aurato Research, November 2026
Customers can initiate payments with barcodes or payment codes; refund support depends on the payment context. Merchants receive payment confirmation after a delay. Interoperability stays within the same scheme or payment rail.
