Merpay

pmt_merpay
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Merpay turns Mercari's Japanese marketplace relationship into payments at shops and online. Customers can use sales proceeds, wallet funds or approved pay-later services, with iD contactless and code payments connecting value earned through resale to purchases beyond the marketplace.

Use cases:
Initiation:
Users
4.6M
Markets
1
TPV
$361M
Transactions
39M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Regulator
Bank of Japan

Standards