M-KOPA

pmt_m_kopa
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M-KOPA finances access to assets such as smartphones through an upfront payment and small repayments. Its local-market agreements connect the device or asset to the customer's payment record, bringing pay-as-you-go financing to households that spread the cost of an everyday essential.

Use cases:
Initiation:
Users
459K
Markets
1
TPV
$13M
Transactions
741K

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

No PSP implementations have been mapped for this method yet.

Schemes

Compliance

No regulations have been mapped yet.

Standards