Users
25MJD Baitiao | |
|---|---|
pmt_jd_baitiao |
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JD Baitiao gives eligible Chinese shoppers purchase credit linked to the JD ecosystem. An approved order can be paid later or through an available instalment arrangement, with the customer's limit and selected financing terms determining repayment, linking credit approval to shopping.
Use cases:
Channels:
Initiation:
Markets
1TPV
$4.5BTransactions
96MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
PSPs
No PSP implementations have been mapped for this method yet.
Schemes
Compliance
Regulator
The People's Bank of China
