Users
939KJCB Debit brings the scheme's merchant acceptance to spending funded from a linked bank account. Purchases use the customer's available balance under local issuer rules, while eligible online and physical card functions extend the account into domestic and international checkout.
Use cases:
Channels:
Initiation:
Markets
1TPV
$139MTransactions
4.8MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Bank of Japan



