JCB Debit

pmt_jcb_debit

JCB Debit brings the scheme's merchant acceptance to spending funded from a linked bank account. Purchases use the customer's available balance under local issuer rules, while eligible online and physical card functions extend the account into domestic and international checkout.

Use cases:
Initiation:
Users
939K
Markets
1
TPV
$139M
Transactions
4.8M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Regulator
Bank of Japan

Standards