Users
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J-Debit lets customers use eligible Japanese bank cash cards to pay participating merchants. The shopper enters a PIN and the purchase draws directly on the bank account, extending an existing ATM-card relationship into retail spending without a separate credit-card product.
Use cases:
Channels:
Initiation:
Markets
1TPV
$218MTransactions
3.5MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
No PSP implementations have been mapped for this method yet.
Schemes
Compliance
Regulator
Bank of Japan



