Interac e-Transfer

pmt_interac_etransfer
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Interac e-Transfer moves money between participating Canadian accounts using email or mobile-number addressing. Recipients accept the transfer or receive it through registered Autodeposit, while business request-to-pay features extend personal transfers into invoices and collections.

Use cases:
Initiation:
Users
12M
Markets
1
TPV
$42B
Transactions
139M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

PSPs

Schemes

Compliance

Standards