Users
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Interac e-Transfer moves money between participating Canadian accounts using email or mobile-number addressing. Recipients accept the transfer or receive it through registered Autodeposit, while business request-to-pay features extend personal transfers into invoices and collections.
Use cases:
Channels:
Initiation:
Markets
1TPV
$42BTransactions
139MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Bank of Canada



