Users
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Interac Debit connects Canadian bank accounts to debit purchases at merchants and supported transit systems. Customers use physical cards or eligible mobile-wallet credentials to approve spending from available funds, with the domestic scheme providing a route for retail purchases.
Use cases:
Channels:
Initiation:
Markets
1TPV
$19BTransactions
602MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Bank of Canada



