Users
8.8MICOCA is JR West's Japanese stored-value card for rail travel and participating retail purchases. Travellers tap compatible gates or readers and replenish the balance for later use, while interoperability and supported mobile versions bring fare payments into everyday shopping.
Use cases:
Channels:
Initiation:
Markets
1TPV
$460MTransactions
179MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
No PSP implementations have been mapped for this method yet.
Schemes
Compliance
Regulator
Bank of Japan



