Huabei

pmt_huabei
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Huabei gives eligible Chinese shoppers a purchase-credit option within the Alipay payment environment. Customers defer or divide supported purchases under their approved terms, while the repayment plan sets financing costs and due dates, linking checkout with a credit balance.

Use cases:
Initiation:
Users
116M
Markets
1
TPV
$49B
Transactions
3.9B

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

No PSP implementations have been mapped for this method yet.

Schemes

Compliance

Standards