Users
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Huabei gives eligible Chinese shoppers a purchase-credit option within the Alipay payment environment. Customers defer or divide supported purchases under their approved terms, while the repayment plan sets financing costs and due dates, linking checkout with a credit balance.
Use cases:
Channels:
Initiation:
Markets
1TPV
$49BTransactions
3.9BEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
No PSP implementations have been mapped for this method yet.
Schemes
Compliance
Regulator
The People's Bank of China



