HBL Konnect

pmt_hbl_konnect

HBL Konnect brings Pakistani customers a branchless-banking account for transfers, bills and merchant payments. Phone-based access and a network of agents connect cash deposits and withdrawals with digital money movement, extending everyday banking beyond the branch counter.

Use cases:
Initiation:
Users
235K
Markets
1
TPV
$6.3M
Transactions
578K

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Standards