Hala gives Saudi residents a mobile wallet for transfers and purchases at participating merchants. Users can fund the balance through bank or card routes, pay by QR and send funds to other Hala users or local bank accounts, with app authentication controlling wallet transactions.
Estimated Monthly Usage, Aurato Research, November 2026
Capabilities
Unattended repeat payments depend on the payment context; merchants receive instant payment confirmation. Customers can use the method for online purchases. Formal disputes outside card-style chargebacks are subject to conditions.





