Users
51Mgirocard is Germany's domestic debit-card scheme, used for purchases from a linked bank account. Physical cards and digital-wallet versions connect consumers with retail terminals, while issuer and acceptance arrangements determine available co-brands and other card functions.
Use cases:
Channels:
Initiation:
Markets
1TPV
$31BTransactions
743MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Deutsche Bundesbank



