FLOA Pay

pmt_floa_pay
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FLOA Pay divides eligible retail purchases into scheduled repayments, with products ranging from short card-based instalments to longer financing. Merchant checkout presents the applicable offer, while approval, fees and repayment collection depend on the product and market.

Use cases:
Initiation:
Users
441K
Markets
1
TPV
$168M
Transactions
479K

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Standards