eManat

pmt_emanat
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eManat connects Azerbaijani customers with bill payment and account replenishment through cash terminals and digital channels. Users identify the service and customer account to pay, supporting utilities, internet subscriptions and loan or card repayments in one collection network.

Users
1.1M
Markets
1
TPV
$105M
Transactions
9.0M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

No PSP implementations have been mapped for this method yet.

Schemes

Compliance

Standards