Elo Credit

pmt_elo_credit

Elo Credit brings issuer-provided credit to purchases on Brazil's Elo card scheme. Cardholders spend against a credit line and repays under the bank's terms, while participating merchant acceptance and eligible digital-wallet provisioning support physical and mobile purchases.

Use cases:
Initiation:
Users
12M
Markets
1
TPV
$3.8B
Transactions
127M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Standards