Users
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e-CNY is China's central-bank digital currency, distributed through authorised operators and wallet services. It represents digital renminbi for retail payments, with wallet tiers and device features shaping usage limits and functions such as NFC or offline payment experiences.
Use cases:
Channels:
Initiation:
Markets
1TPV
$94BTransactions
111MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
No PSP implementations have been mapped for this method yet.
Schemes
Compliance
Regulator
The People's Bank of China


