Users
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CTZ Pay is Myanmar Citizens Bank's mobile wallet for transfers, merchant purchases and everyday services. It connects users to MMQR acceptance, bill and top-up payments and supported agent cash access, while linked bank channels bridge wallet value and the customer's bank account.
Use cases:
Channels:
Initiation:
Markets
1TPV
$1.4MTransactions
178KEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
No PSP implementations have been mapped for this method yet.
Schemes
Compliance
Regulator
Central Bank of Myanmar



