Cowry

pmt_cowry

Cowry combines a prepaid wallet with transit payment in Nigeria, through Lagos's transport ecosystem. Customers use supported cards, codes or QR journeys and can access app services such as transfers and airtime, linking repeated fare spending with a local digital-payment balance.

Use cases:
Initiation:
Users
1.9M
Markets
1
TPV
$2.5M
Transactions
18M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

No PSP implementations have been mapped for this method yet.

Schemes

Compliance

Standards