Users
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Cloud QuickPass is UnionPay’s Chinese mobile-payment app, connecting registered bank cards with supported QR and other payment journeys. It places card-based spending and banking services in one interface, while the issuing bank and merchant acceptance determine available functions.
Use cases:
Channels:
Initiation:
Markets
1TPV
$31BTransactions
1.0BEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
PSPs
Schemes
Compliance
Regulator
The People's Bank of China



