Users
250KClave Social |
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Clave Social is a Panamanian card-based channel for delivering and using public-benefit funds. It connects programme recipients with a bank-issued payment credential and local service access, with identity, card activation and available benefits governed by the programme and issuer.
Use cases:
Channels:
Initiation:
Markets
1TPV
$29MTransactions
385KEstimated Monthly Usage, Aurato Research, November 2026
Capabilities
Customers can approve payments using a PIN or passcode; a formal non-chargeback dispute process is available. Customers need a local account with a participating bank. Interoperability stays within the same scheme or payment rail.
Markets
Schemes
PSPs
No PSP implementations have been mapped for this method yet.
