Users
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CIB One Pay |
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CIB One Pay is BNA's deferred-debit card in Algeria, introduced in December 2024. Customers make purchases through domestic CIB acceptance and have spending debited at month end, combining a bank-account relationship with a later collection date and transaction SMS notifications.
Use cases:
Channels:
Markets
1TPV
$2.2MTransactions
15KEstimated Monthly Usage, Aurato Research, November 2026
Capabilities
Customers can approve payments using 3D Secure and a PIN or passcode; a formal non-chargeback dispute process is available. Payments are limited to domestic use. Interoperability can link payments across schemes or payment rails.
