Users
185KCetelem 3x/4x splits French retail purchases into three or four card-funded payments. Offered through participating merchants, it links checkout to collections, with approval, costs and return-related schedule changes determined by the financing contract and retailer process.
Use cases:
Channels:
Initiation:
Markets
1TPV
$107MTransactions
200KEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Bank of France





