Users
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Capitec Pay lets South African customers authorise merchant payments directly from a Capitec account. Its bank-controlled checkout removes the need to provide card details to the seller, linking a customer-approved instruction with the bank's account-to-account payment service.
Use cases:
Channels:
Initiation:
Markets
1TPV
$369MTransactions
25MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
South African Reserve Bank



