BLIK

pmt_blik

Introduced in 2015, BLIK is a bank-transfer payment method for account-to-account payments.

Users
21M
Markets
1
TPV
$121B
Transactions
2.9B

Markets

Markets and currencies connected to BLIK across consumer, processing and settlement flows.

Capabilities

How BLIK works across its supported payment flows, normalized to the Atlas capability model.

Processing
ConfirmationDelayedInstant
Clearing ModelBatchReal-time
System Settlement Timing
System InteroperabilityOpen
Cross-border Support
Flows
Embedded
Redirect
Deep Link
Offline Completion
Manual TransferSupported
Payment RequestConditional
QR
NFCSupported
USSD
Recurring
User-present RepeatSupported
Merchant-initiatedSupported
Mandate Support/RequiredSupported
Credential on FileConditional
Authentication
Online Banking
App ApprovalSupported
Biometric Authentication
PIN / PasscodeConditional
One-time PasswordConditional
3D SecureNot supported
Authorization
Authorization Hold / Pre-authorization
Authorization Reversal / Void
Authorization Adjustments
Partial Authorization
Zero-value Verification
Capture
Separate/Manual Capture
Partial Capture
Multiple Partial Captures
Refunds
Full Refunds
Partial Refunds
Multiple Partial Refunds
Disputes
Chargebacks
Non-chargeback Dispute Process
Payment Guarantee
Funding Sources
Bank AccountSupported
Card
Stored Balance
Credit Line
Cash
Consumer Requirements
Local Bank Account RequiredConditional
App / Wallet Account Required
Phone Number RequiredRequired
Supported Bank/Issuer RequiredRequired
Merchant Requirements
Local Entity Required
Local Bank Account Required
Local Acquiring Required
Local Processing Required

PSPs

PSP-specific BLIK implementations, kept separate from the underlying payment method.

No PSP implementations have been mapped for this method yet.

Schemes

Schemes connected to BLIK, using the same four-metric model as the overview.

Compliance

Regulators and regulations connected to BLIK.

Regulator(s)
No regulators have been mapped yet.
No regulations have been mapped yet.

Standards

Standards connected to BLIK.

No standards have been mapped yet.