Users
469KBank Pay lets Japanese customers pay shops directly from a registered bank account using QR or barcode flows. Its app also supports eligible Cotra person-to-person transfers, combining merchant purchases and small-value money movement within a bank-connected payment experience.
Use cases:
Channels:
Initiation:
Markets
1TPV
$19MTransactions
964KEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
No PSP implementations have been mapped for this method yet.
Schemes
Compliance
Regulator
Bank of Japan



