Users
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American Express Prepaid represents Amex-branded spending funded by value loaded in advance. Gift and other eligible prepaid products let a user pay from that balance at accepting merchants, with reloadability, cash access and restrictions determined by the issuing card programme.
Use cases:
Channels:
Initiation:
Markets
1TPV
$115MTransactions
1.5MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Bank of Canada



