Alma

pmt_alma
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Alma helps merchants offer deferred and instalment payments at online and physical checkouts. Originating in France, the service collects a shopper's scheduled repayments while providing a merchant payment solution, with countries, durations and customer costs varying by offer.

Use cases:
Initiation:
Users
404K
Markets
1
TPV
$154M
Transactions
439K

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

PSPs

Schemes

Compliance

Standards