Users
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Alma helps merchants offer deferred and instalment payments at online and physical checkouts. Originating in France, the service collects a shopper's scheduled repayments while providing a merchant payment solution, with countries, durations and customer costs varying by offer.
Use cases:
Channels:
Initiation:
Markets
1TPV
$154MTransactions
439KEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
PSPs
Schemes
Compliance
Regulator
Bank of France






