Akulaku PayLater

pmt_akulaku_paylater

Akulaku PayLater provides instalment credit for purchases in Indonesia through its own app and partner online and physical merchants. Customers use an approved financing limit rather than a conventional credit card, with repayment schedules and costs set by the selected offer.

Use cases:
Initiation:
Users
1.6M
Markets
1
TPV
$46M
Transactions
5.1M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Standards