Affirm

pmt_affirm

Affirm finances purchases through merchant checkout, its app and eligible card experiences. Shoppers repay over an agreed schedule, with options ranging from interest-free Pay in 4 to monthly instalments; approval, interest and available terms vary by each purchase and customer.

Use cases:
Initiation:
Users
11M
Markets
2
TPV
$4.4B
Transactions
17M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Standards