Users
11MAffirm finances purchases through merchant checkout, its app and eligible card experiences. Shoppers repay over an agreed schedule, with options ranging from interest-free Pay in 4 to monthly instalments; approval, interest and available terms vary by each purchase and customer.
Use cases:
Channels:
Initiation:
Markets
2TPV
$4.4BTransactions
17MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Federal Reserve Board of Governors




