Users
225KACH Xpress / Xpress |
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Panama's ACH Xpress moves money immediately between participating bank accounts. Its Xpress service adds mobile-number addressing through bank and wallet apps, making domestic transfers easier to initiate while the underlying money still moves between financial institutions.
Use cases:
Channels:
Initiation:
Markets
1TPV
$113MTransactions
602KEstimated Monthly Usage, Aurato Research, November 2026
Capabilities
Customers can initiate payments with manually entered transfer details; merchant payment confirmation is instant. A formal non-chargeback dispute route is conditional. Interoperability stays within the same scheme or payment rail.
Markets
Schemes
PSPs
No PSP implementations have been mapped for this method yet.
