Uzbekistan

mkt_uz
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UZCARD and HUMO give Uzbekistan domestic bank-card networks alongside bank transfers and mobile apps. Local credentials connect merchant purchases with account access in the sum economy, whose population reached approximately 37.1 million and real GDP grew about 7.7% in 2025.

Alpha-3:UZB
NUM:860
Population
37M
GDP
$147B
GDP per Capita
$4K
GDP Growth
7.7%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Uzbekistan

Uzbekistan's UZCARD and HUMO networks coexist with a strong cash role in bazaars and smaller towns. International-card cash machines are easier to find in cities, so local electronic access and access to physical currency can differ.

ATMs (PER 100K)
157.5
BANKS (PER 100K)
60.0
DEBIT CARDS (PER ADULT)
2.7
CREDIT CARDS (PER ADULT)
0.0
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

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Compliance

Standards