Uganda’s economy expanded about 6.3% in 2025, across approximately 51.4 million residents. MTN MoMo and Airtel Money link wallet transfers and merchant spending with physical agent cash access, complementing bank services in the shilling-denominated domestic payment environment.
Cash in Uganda
Mobile-money agents bridge Uganda's cash and digital economy. MTN MoMo and Airtel Money turn wallet balances into shilling notes, while acceptance of card payments is stronger at larger retail stores and hotels than in local trade.
Payment Methods
Estimated Monthly Usage, Aurato Research, October 2026
Schemes
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Systems
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