Togo | Aurato

Togo
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Togo participates in the West African monetary union, sharing the CFA franc and BCEAO payment infrastructure. Bank accounts and mobile-money services connect local commerce to transfers and merchant payments. Its 2025 population was 8.59 million, with GDP per capita near US$1,400.

Population

8.6M

GDP

$12B

GDP per Capita

$1K

GDP Growth

6.3%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Togo

Togolese transactions mostly use cash, despite common mobile-money services. CFA-franc notes remain important at small merchants, while ATMs are mainly found in Lomé and acceptance of electronic payment methods can be unreliable.

ATMs (PER 100K)

7.7

BANKS (PER 100K)

5.0

DEBIT CARDS (PER ADULT)

0.1

CREDIT CARDS (PER ADULT)

0.0

Compare

IMF, Financial Access Survey (FAS), 2025