Timor-Leste

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Timor-Leste uses the US dollar for local prices and bank payments, alongside domestic centavo coins. Banks, cash and card services connect residents and businesses to payment channels in a Southeast Asian economy of about 1.42 million people, with GDP per capita near US$1,300 in 2025.

Alpha-3:TLS
NUM:626
Population
1.4M
GDP
$1.9B
GDP per Capita
$1K
GDP Growth
7.0%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Timor-Leste

Timor-Leste remains a US-dollar economy that depends on physical cash, with cards accepted at few outlets. Small notes matter for purchases, while banks and cash machines are scarce outside municipal capitals, limiting alternatives.

ATMs (PER 100K)
16.6
BANKS (PER 100K)
5.2
DEBIT CARDS (PER ADULT)
0.2
CREDIT CARDS (PER ADULT)
0.0
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IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

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Compliance

Standards