Sint Maarten

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Sint Maarten shares a monetary union with Curaçao and adopted the Caribbean guilder in March 2025. Local banking and card acceptance serve residents and visitors, while currency and provider coverage differ from the French side of the island. Population was about 43,900 in 2025.

Alpha-3:SXM
NUM:534
Population
44K
GDP
$1.9B
GDP per Capita
$43K
GDP Growth
3.4%
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World Bank, World Development Indicators (WDI), 2025

Cash in Sint Maarten

Sint Maarten pairs payment card purchases with cash denominated in US dollars for local purchases. The Caribbean guilder replaced the Antillean guilder in 2025; cash and currency choices differ from the euro-denominated French side.

ATMs (PER 100K)
82.3
BANKS (PER 100K)
18.1
DEBIT CARDS (PER ADULT)
1.5
CREDIT CARDS (PER ADULT)
0.4
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IMF, Financial Access Survey (FAS), 2025

Payment Methods

Schemes

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Systems

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PSPs

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Compliance

Standards