Samoa

mkt_ws

Samoa’s tala payments span banks, cash and cards alongside mobile services and overseas transfers. External connections bring funds into local commerce, while access varies across available providers in a Pacific economy of about 219,000 residents and US$5,900 GDP per capita in 2025.

Alpha-3:WSM
NUM:882
Population
219K
GDP
$1.3B
GDP per Capita
$6K
GDP Growth
4.2%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Samoa

Cash is predominant in Samoa's markets, village fees and transport, while resorts accept payment cards. Tala withdrawals are easier around urban centers, with a smaller network of ATMs on Savai'i and limited access beyond the towns.

ATMs (PER 100K)
66.3
BANKS (PER 100K)
23.6
DEBIT CARDS (PER ADULT)
0.5
CREDIT CARDS (PER ADULT)
0.0
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IMF, Financial Access Survey (FAS), 2025

Payment Methods

Schemes

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Systems

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PSPs

Compliance

Standards