Rwanda

mkt_rw
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Rwanda’s economy grew approximately 9.4% in 2025, with about 14.6 million residents. MTN MoMo and Airtel Money connect wallets and agent cash services with transfers and merchant payments, complementing banks and cards within the country’s franc-denominated domestic payment market.

Alpha-3:RWA
NUM:646
Population
15M
GDP
$16B
GDP per Capita
$1K
GDP Growth
9.4%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Rwanda

Rwanda's mobile-money expansion still relies on a cash bridge. Wallet agents connect electronic balances with franc spending, while Kigali offers greater acceptance of card payments and ATM access than the country's rural areas.

ATMs (PER 100K)
3.8
BANKS (PER 100K)
3.0
DEBIT CARDS (PER ADULT)
0.1
CREDIT CARDS (PER ADULT)
0.0
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards