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Rwanda’s economy grew approximately 9.4% in 2025, with about 14.6 million residents. MTN MoMo and Airtel Money connect wallets and agent cash services with transfers and merchant payments, complementing banks and cards within the country’s franc-denominated domestic payment market.
Population
15MGDP
$16BGDP per Capita
$1KGDP Growth
9.4%Cash in Rwanda
Rwanda's mobile-money expansion still relies on a cash bridge. Wallet agents connect electronic balances with franc spending, while Kigali offers greater acceptance of card payments and ATM access than the country's rural areas.
ATMs (PER 100K)
3.8BANKS (PER 100K)
3.0DEBIT CARDS (PER ADULT)
0.1CREDIT CARDS (PER ADULT)
0.0Payment Methods
Estimated Monthly Usage, Aurato Research, October 2026
Schemes
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Systems
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PSPs
Compliance
Regulator
National Bank of Rwanda







