Papua New Guinea

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Papua New Guinea's kina payments market serves a large, geographically dispersed population through banks, card services and other domestic providers. Payment access depends on physical and electronic reach as well as instrument choice. The 2025 population was about 10.8 million.

Alpha-3:PNG
NUM:598
Population
11M
GDP
$32B
GDP per Capita
$3K
GDP Growth
5.6%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Papua New Guinea

Kina cash continues to play an important role beyond Papua New Guinea's main urban centers. Hotels accept cards, but ATMs can be unreliable; distance and service interruptions make physical access a key part of everyday payments.

ATMs (PER 100K)
6.9
BANKS (PER 100K)
3.4
DEBIT CARDS (PER ADULT)
0.5
CREDIT CARDS (PER ADULT)
0.0
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards