Morocco

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Morocco’s roughly 38.4 million residents in 2025 use dirham banking, cards and mobile-payment services. Domestic acquiring and account transfers connect local merchants with customers, while overseas networks serve cross-border commerce in an economy with GDP per capita near US$4,700.

Alpha-3:MAR
NUM:504
Population
38M
GDP
$182B
GDP per Capita
$5K
GDP Growth
4.6%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Morocco

Dirham cash continues to play an important role for Morocco's small purchases and markets. Cards serve larger shops and hotels, while banknotes remain useful beyond tourism; the dirham's limited convertibility shapes cash access.

ATMs (PER 100K)
28.9
BANKS (PER 100K)
19.4
DEBIT CARDS (PER ADULT)
0.6
CREDIT CARDS (PER ADULT)
0.0
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards