Micronesia

mkt_fm

The Federated States of Micronesia use the US dollar across a Pacific island economy. Local banking and card services connect residents and businesses with external payment networks, while coverage varies across islands. Its 2025 population was 114,000 and GDP per capita US$4,400.

Alpha-3:FSM
NUM:583
Population
114K
GDP
$502M
GDP per Capita
$4K
GDP Growth
1.1%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Micronesia

Physical US-dollar cash continues to be practical across Micronesia's scattered islands. Hotels often take cards, but ATMs are limited and absent at most airports; cash is also needed for departure fees, keeping notes relevant.

ATMs (PER 100K)
12.8
BANKS (PER 100K)
12.8
DEBIT CARDS (PER ADULT)
1.1
CREDIT CARDS (PER ADULT)
0.0
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Schemes

Loading scheme data…

Systems

Loading system data…

PSPs

Compliance

Standards