Mali

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Mali shares the West African CFA franc and BCEAO payment infrastructure with neighbouring monetary-union members. Mobile-money providers complement banks and regional transfer services in a large, low-income market. Population was 25.2 million and GDP per capita US$1,200 in 2025.

Alpha-3:MLI
NUM:466
Population
25M
GDP
$30B
GDP per Capita
$1K
GDP Growth
5.6%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Mali

Mali remains a cash economy, with card acceptance mostly confined to major hotels. Mobile wallets add a way to move CFA francs, but digital transfers and spending funded by cash payments coexist across a market reliant on banknotes.

ATMs (PER 100K)
3.7
BANKS (PER 100K)
2.9
DEBIT CARDS (PER ADULT)
0.0
CREDIT CARDS (PER ADULT)
0.0
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IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards