Maldives | Aurato

Maldives
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Visitor spending brings substantial foreign-currency flows into the Maldives’ rufiyaa payment economy. Banks, merchant cards and domestic transfers connect businesses across a dispersed archipelago, where service access varies by island. Real GDP increased approximately 6.3% in 2025.

Population

530K

GDP

$7.7B

GDP per Capita

$15K

GDP Growth

6.3%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Maldives

Access to physical currency in the Maldives depends on the island: resorts take cards and US dollars, while smaller local islands need rufiyaa notes. ATMs are easier to find in Malé and larger islands than across the archipelago.

ATMs (PER 100K)

81.4

BANKS (PER 100K)

13.8

DEBIT CARDS (PER ADULT)

1.5

CREDIT CARDS (PER ADULT)

0.1

Compare

IMF, Financial Access Survey (FAS), 2025