Malawi | Aurato

Malawi
`mkt_mw`

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Airtel Money and TNM Mpamba connect Malawian users with transfers, agent cash access and merchant payments alongside banks. Their mobile networks serve a kwacha economy of roughly 22.2 million residents in 2025, where GDP per capita around US$670 makes low-cost access important.

Population

22M

GDP

$15B

GDP per Capita

$671.5

GDP Growth

1.9%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Malawi

Malawi remains dependent on physical cash even as card acceptance increases. Kwacha banknotes support purchases, and cash machines can run dry; mobile-money agents offer a route between electronic funds and physical spending money.

ATMs (PER 100K)

3.8

BANKS (PER 100K)

1.7

DEBIT CARDS (PER ADULT)

0.1

CREDIT CARDS (PER ADULT)

0.0

Compare

IMF, Financial Access Survey (FAS), 2025