Kiribati | Aurato

Kiribati
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Kiribati uses the Australian dollar across a dispersed Pacific island economy. Banking, cash and external payment connections serve small communities where provider reach matters as much as instrument choice. Its 2025 population was about 136,000, with GDP per capita around US$2,600.

Population

136K

GDP

$349M

GDP per Capita

$3K

GDP Growth

4.2%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Kiribati

Physical cash continues to be very important in Kiribati, where very few businesses accept credit cards. ATMs are concentrated on Tarawa, making access to Australian-dollar banknotes a different challenge across the outer islands.

ATMs (PER 100K)

13.6

BANKS (PER 100K)

5.1

DEBIT CARDS (PER ADULT)

0.4

CREDIT CARDS (PER ADULT)

0.0

Compare

IMF, Financial Access Survey (FAS), 2025