Kazakhstan | Aurato

Kazakhstan
`mkt_kz`

Kaspi’s app-led ecosystem gives Kazakhstan a distinctive merchant-payment experience alongside bank cards and transfers. Tenge payments serve domestic commerce in an economy that grew 6.5% in 2025, with a population of about 20.8 million people spread across a large territory.

Population

21M

GDP

$306B

GDP per Capita

$15K

GDP Growth

6.5%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Kazakhstan

Kazakhstan's rapid shift to mobile-app payments and merchant QR codes has reduced reliance on notes, especially in cities. Cash retains a stronger role in rural areas, while Kaspi makes the digital transition distinctive at checkout.

ATMs (PER 100K)

88.6

BANKS (PER 100K)

9.2

DEBIT CARDS (PER ADULT)

4.7

CREDIT CARDS (PER ADULT)

0.9

Compare

IMF, Financial Access Survey (FAS), 2025