Italy

mkt_it

Italy's euro payments market brings together domestic brands such as BANCOMAT and pagoBANCOMAT, international cards, SEPA services and mobile payment options. Different acceptance routes serve local purchases and online checkout in an economy of about 58.9 million residents in 2025.

Alpha-3:ITA
NUM:380
Population
59M
GDP
$2.6T
GDP per Capita
$43K
GDP Growth
0.5%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Italy

Cash still paid for 61% of Italy's transactions at physical points of sale in 2024, despite a declining share since 2022. Debit options such as pagoBANCOMAT and growing mobile payments coexist with a lasting habit of using notes.

ATMs (PER 100K)
86.4
BANKS (PER 100K)
29.3
DEBIT CARDS (PER ADULT)
1.3
CREDIT CARDS (PER ADULT)
0.3
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IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards